Health Insurance for Small Businesses
Restaurant owners are very aware of costs.'That's why UnitedHealthcare has some plans especially for small businesses.
Hybrid Plans
Combine the best of copay plans with the best of high-deductible plans: lower premiums, simple copayments for office visits, and a built-in medical credit to help pay for your everyday health care — before the deductible!
Health Savings Account (HSA) Plans
A high-deductible health plan with an HSA has the
following advantages over traditional health plans:
- Costs less than more "traditional" copayment plans
- Employer HSA contributions may be tax-advantaged
- Employee contributions are tax-deductible
- Distributions for qualified medical expenses are tax-free
- Interest and investment earnings are tax-free
- HSA savings build year after year – no "use it or lose it"
- Portable, goes with employees wherever they go
Copay Plans
Traditional health insurance, similar to plans offered by larger employers: copayments for routine doctor visits, lower deductibles, higher premiums.
To find the best insurance plan for your small business, call 1-800-293-0105 or contact your broker. The friendly representatives will help you with any questions you have.
UnitedHealthOne is a brand name used for products underwritten and/or administered by the following Insurance Companies: American Medical Security Life, Golden Rule, PacifiCare Life and Health, UnitedHealthcare. In Arizona, the underwriter is Golden Rule. Plans are medically underwritten.
Health savings accounts (HSAs) are individual accounts offered by OptumHealth BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.
The National Restaurant Association has chosen UnitedHealthcare as its official health insurance partner. Insurance plans, plan features, network availability, and pricing vary
by state.
