Life & Disability

UnitedHealthcare offers life and disability insurance plans that can fit what your employees need.

Life Insurance

The basic life insurance plan includes a benefit for accidental injuries or loss of life, whether on or off the job (some limitations apply). Your employees can also add more life insurance for themselves or their dependents.

• Benefits can be flat amounts or multiples of salary
• 24-hour emergency-travel assistance
• Grief consultation and financial/legal assistance
• Online, self-service, and telephone will and trust preparation at no additional cost

Disability Insurance

UnitedHealthcare disability insurance does more than protect employee income. It pays your employees a benefit so they can help cover bills while they’re unable to work. It also can help your employees get better, so you can focus on growing your business.

• Short Term Disability (STD) – Includes flexible options for benefit durations, weekly benefit amounts, and non-occupational or 24-hour coverage
• Long Term Disability (LTD) – Includes flexible options for benefit durations, monthly benefit amounts, and employee-buy-up plans
• Simpler enrollment and administration
• Personal service and support

And if you bundle life and disability insurance plans with other benefits plans from UnitedHealthcare, you can save even more.

For more information, contact HealthcareHQ@restaurant.org.